1-888-572-9881

Money Market

4.00 % APY²


Guaranty Plus Money Market Rates:

0 - $500,000

$500,000.01 - $999,999.99

$1,000,000 +

4.00 % APY

3.47% to 4.00 % APY

3.40% to 3.48% APY

Unlock a Limited Time Rate with

Guaranty Plus¹

OPEN A GUARANTY

CHECKING ACCOUNT

First, open a checking account at www.gnty.com/open or come in to the lobby.

MEET THE

REQUIREMENTS

  • 3rd party direct deposit¹
  • Debit card

UNLOCK A LIMITED TIME

MONEY MARKET RATE

Once you have met the requirements, you are able to open your money market account.

Your Texas Community Bank

Access

Access your money when you want with up to six withdrawals or transfers per statement cycle³

Online Banking

Transfer money between linked accounts is convenient and free!


55,000 ATMs

Access to over 55,000 worldwide surcharge free ATMs.³


Learn More About Guaranty

We make our communities better by being better for our communities. I think that has to do with developing our human capital and then deploying it into the communities we serve.

Brandon Sears

Market President- Bryan / College Station

Guaranty Bank & Trust is proud to serve 24 Texas communities.

  1. Principal address must be in one of the following counties: Brazos, Dallas, Denton, Ft Bend, Harris, Montgomery, Rockwall, Tarrant, Travis or Williamson. This product requires a Guaranty Bank & Trust checking account with a debit card and an established 3rd party direct deposit (Guaranty Bank & Trust payroll is an eligible direct deposit). Paper statements are available for $5.00 per month.
  2. APY = Annual Percentage Yield. APY is accurate as of February 3, 2025, and is subject to change without notice. Rates are variable and subject to change without notice. Minimum opening deposit is $2,500.00. If the account balance falls below $2,500.00 on any one date in the statement cycle, the account will be subject to a $15.00 service charge. The interest rate and annual percentage yield for your account depend on the applicable rate tier. Fees could reduce earnings. This account is available to consumers only, and requires a Guaranty Bank & Trust checking account with a debit card and an established 3rd party direct deposit (Guaranty Bank & Trust payroll is an eligible direct deposit). Only one Guaranty Plus Money Market per household. Additional terms and conditions may apply; contact bank for details. Contact an employee for further information about applicable fees and terms.
  3. Surcharge-free ATMs when using Guaranty Bank & Trust ATMs or an ATM in the Allpoint network. Find one near you at allpointnetwork.com/locator.html.

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