CommunityFirst Mortgage Program
Investing in the future of your family and our community.
Growing Strong Communities®
For more information please complete the form below.
For more information please complete the form below.
Local Expertise
Learn more today
Candy Henderson
903-252-4804
NMLS# 250392
Copyright © 2023 Guaranty Bank & Trust NA. All rights reserved.
1Subject to credit and property approval. This is not a commitment to lend. Qualified borrowers must meet eligibility requirements, including, but not limited to, meeting certain qualifying income limitations, purchasing a home within a certain geographical area, must be purchase of owner-occupied primary residence, and the loan must fund with Guaranty Bank & Trust, N.A. Borrowers approved for a home purchase loan under this program will receive 2.00% of the loan amount applied at closing towards prepaid costs and/or closing costs. Borrowers cannot receive program funds as cash back. This closing cost benefit may be considered miscellaneous income and may be reported on form 1099-MISC for the year in which awarded – consult with a tax advisor for questions. Information is subject to change without notice. Other restrictions and limitations may apply.
Member FDIC | Equal Housing Lender
NMLS# 461464
979-485-2902
NMLS# 228469
Veronica Mitchell
Scott Ramsey
512-305-6551
NMLS# 509722
Highlights of the Program
2% lender credit of loan amount toward closing costs
Available on primary residence purchases
Backed by a dedicated team who knows community matters
The CommunityFirst Mortgage Program was created with you in mind. Whether you’re a first-time buyer or just need a little extra support, this program offers a powerful advantage:
Receive a 2% lender credit1 of your total loan amount—applied directly to your closing costs.
That’s real money saved, right when you need it most. Our goal is to help more families step into homeownership with confidence and financial peace of mind.
Let us help open the door to your new home—creating a pathway to your new beginning.
Start your journey toward homeownership—fill out the online form to get connected with a mortgage banker, or contact one directly to get started.