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Growing Strong CommunitiesTM

CommunityFirst Mortgage Program 

Investing in the future of your family and our community.

For more information please complete the form below.

For more information please complete the form below.

Affordable Financing
Competitive Interest Rates and Flexible Terms

Closing Cost Assistance

Reduce the cost of financing your home. 

Local Expertise

Learn more today

Owning a Home has Never Been Easier

Loan Types
One size does not fit all. Our experts will help you determine the best type of loan for you. We offer Conv/FHA/VA/USDA.
Streamlined Application Process
We have made applying for a mortgage easier than ever, with online tools and resources to guide you every step of the way.
Growing Strong CommunitiesTM
We understand that homeownership is not only a personal achievement but also a foundation for stronger communities.

Candy Henderson

Mortgage Banker

903-252-4804
NMLS# 250392

Nathan Coleman

Mortgage Banker

903-783-7029
NMLS# 1377236

Copyright © 2023 Guaranty Bank & Trust NA. All rights reserved.

Subject to credit and property approval.  This is not a commitment to lend.  Qualified borrowers must meet eligibility requirements, including, but not limited to, meeting certain qualifying income limitations, purchasing a home within a certain geographical area, must be purchase of owner-occupied primary residence, and the loan must fund with Guaranty Bank & Trust, N.A. Borrowers approved for a home purchase loan under this program will receive 2.00% of the loan amount applied at closing towards prepaid costs and/or closing costs. Borrowers cannot receive program funds as cash back. This closing cost benefit may be considered miscellaneous income and may be reported on form 1099-MISC for the year in which awarded – consult with a tax advisor for questions. Information is subject to change without notice. Other restrictions and limitations may apply.

Local Expertise 

Guidance and support throughout the home buying process

Member FDIC | Equal Housing Lender 

NMLS# 461464

Mortgage Banker

979-485-2902
NMLS# 228469

Veronica Mitchell