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CommunityFirst Mortgage Program 

Investing in the future of your family and our community.

For more information please complete the form below.

For more information please complete the form below.

Growing Strong CommunitiesTM

Affordable Financing
Competitive Interest Rates and Flexible Terms

Closing Cost Assistance

Reduce the cost of financing your home. 

Local Expertise 

Learn more today

Candy Henderson

Mortgage Banker

903-252-4804
NMLS# 250392

Nathan Coleman

Mortgage Banker

903-783-7029
NMLS# 1377236

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Subject to credit and property approval.  This is not a commitment to lend.  Qualified borrowers must meet eligibility requirements, including, but not limited to, meeting certain qualifying income limitations, purchasing a home within a certain geographical area, must be purchase of owner-occupied primary residence, and the loan must fund with Guaranty Bank & Trust, N.A. Borrowers approved for a home purchase loan under this program will receive 2.00% of the loan amount applied at closing towards prepaid costs and/or closing costs. Borrowers cannot receive program funds as cash back. This closing cost benefit may be considered miscellaneous income and may be reported on form 1099-MISC for the year in which awarded – consult with a tax advisor for questions. Information is subject to change without notice. Other restrictions and limitations may apply.

Local Expertise 

Guidance and support throughout the home buying process

Member FDIC | Equal Housing Lender 

NMLS# 461464

Mortgage Banker

979-485-2902
NMLS# 228469

Veronica Mitchell

Mortgage Banker

903-434-4319
NMLS# 2362563

Saul Mendez